Fees & Insurance
NYCMFT employs licensed therapist. Our professional services do qualify for patient reimbursement under most insurance plans. Our fees are generally considered to be within the acceptable range (UCR) by most insurance companies, and psychotherapy is typically covered by insurance (out of network coverage).
NYCMFT services are provided directly to you, and your payment is made directly to us at the time of each session. If you wish to submit for reimbursement from your insurance company, we will provide you with the required information. However, before making the decision to use your insurance coverage to reimburse you for therapy, please consider the following:
- Confidentiality: All insurance companies require some information about the reason for psychological treatment in order to process your claim. In addition, managed care plans often require detailed information regarding the problem for which you are seeking help, history, symptoms, family life, work life, and so on. The information is entered into increasingly large information systems.
- Control of Treatment: Managed care companies use the information to decide if treatment is medically necessary, what kind of therapy is approved, and, later, if it should continue. Many of the insurance company employees who make these decisions have limited training, and of course have never met with you.
- Psychiatric Diagnosis: Health insurance is designed to pay for the treatment of illness. Therefore, a psychiatric diagnosis must be made before most insurance companies will pay.
Due to our commitment to confidentiality, and our belief that your therapy is yours, not your insurance companies. We do not participate in managed care plans, nor do we accept assignment of benefits.
We offer many different service options to help you as well as low cost services/ sliding scale, based on income restrictions. You also have the option of working with one of our MFT student interns. Please feel free to contact us about questions or concerns you have about fees and insurance.